Romance Scams 

On this Valentine’s Day, if you’re looking for love online we have a reminder about internet safety. Romance scams often begin on social media or online dating sites where fraudsters gain your trust and affection in order to dupe you into handing over money or personal information.  

The Canadian Anti-Fraud Centre (CFAC) has these tips to protect your heart and your bank account:  

Be suspicious when someone you haven’t met in person professes their love to you. Ask yourself – would someone I’ve never met really declare their love after only a few emails?

Be wary when someone you meet on social media wants to quickly move to a private mode of communication (email, text)

If trying to set up an in-person meeting, be suspicious if they always have an excuse not to meet

If you do actually set up a meeting – tell family and friends when and where you’re going and meet in a local, public place

Do not share personal (birthdate, address) or financial information with anyone you’ve only just met online or in person

Never send intimate photos or video of yourself. The scammer may try to use these to blackmail you into sending money

Be cautious when conversing with an individual that claims to live close to you but is working overseas

Never under any circumstance send money for any reason. The scammer will make it seem like an emergency, they may even express distress or anger to make you feel guilty but DO NOT send money

Should you be asked to accept money (e-transfer, cheque) or goods (usually electronics) for you to transfer/send elsewhere, do not accept to do so. This is usually a form of money laundering which is a criminal offence

If you suspect a loved one may be a victim of a romance scam – based on any above points – explain the concerns and risks to them and help them get out of the situation


Do an image search of the admirer to see if their photo has been taken from a stock photo site or someone else’s online profile

Look for inconsistencies in their online profile vs. what they tell you

Watch for poorly written, vague messages, sometimes even addressing you by wrong name –often scammers are working several victims at once

If you have transferred money, stop the transaction if possible

Report it: How should I respond?

If you did send money or share financial information, report it to the financial institution used e.g. your bank, Western Union, MoneyGram

Gather all information pertaining to the situation, including the scammer’s profile name, how you made contact, social media screenshots, emails, etc. and contact us

File a report with the CAFC toll-free at 1-888-495-8501 or online

Notify the dating website or social media site where you met the scammer. Scammers usually have more than one account. Be proactive, tell family, friends, coworkers and neighbours about your experience to warn them about romance scams

We urge you call us if you think you’ve been a victim at 905-775-3311, 705-436-2141. We can investigate, recover the stolen cash if possible and try to prevent further crimes. We can also monitor trends and warn others.